Does Homeowners Insurance Cover Tree Removal in Florida? (A 2026 Guide)
When a severe storm sweeps through Central Florida and knocks a massive tree onto your property, the immediate relief of safety is often followed by a pressing financial question: “Will my homeowners insurance cover the removal cost?” The answer is rarely a simple yes or no—it depends entirely on where the tree lands and whether it caused structural damage. In this comprehensive 2026 guide, Tree Amigos Orlando breaks down the critical differences between covered “falling object” claims, out-of-pocket “debris removal,” and why preventative removal of leaning trees is almost never covered.
